Residential Homes

Coverage forms range from basic Fire policies, to very inclusive high value homeowners program wordings on a Lloyd’s Excellence form, with Guaranteed Replacement Cost.

SRIM has experienced residential Underwriters available to assist with some of the most difficult residential risks. Not every risk is the same and can fit within the standard markets. At SRIM we understands that and look at each risk individually, crafting unique solutions with open mindedness and underwriting flexibility.

Coverage forms range from basic Fire policies, to very inclusive high value homeowners program wordings on a Lloyd’s Excellence form, with Guaranteed Replacement Cost.


Classes:

  • Homeowners
  • Secondary Residences
  • Seasonals
  • Rented Dwellings
  • Rented Condos
  • Condo Packages
  • High Value Homes
  • Dwellings undergoing construction / vacancy

Risk Challenges:

  • Frequent Claims
  • 60 Amp Service
  • Solid Fuel Heating Sources
  • Short Term Rentals
  • Multiple Occupancies
  • Liability Only
  • Previous Cancellations
  • Unprotected Risks
  • Stand Alone Rentals
  • Risks held in a Corporate Name
  • Business’ on Premises/ Home Based Business’
  • Unusual Circumstances
  • Foreclosures & Mortgage Interests

Program Highlights

  • Quick Quote turnaround
  • Rapid Policy Issuance
  • Standard 15% Commission Rates
  • Competitive Policy Fees


For information on any of our products submit an online information request.