International Risk & Employee Benefits

SRIM tailors plans for the client’s needs and the polices can be in Canadian or USA currently.

  • Life, AD&D, Disability, Medical, Evacuation, Dental for expatriates of any nationality.
  • Medical plans for inpatriates coming to Canada to cover the Provincial health plan waiting periods or longer as needed.
  • For those traveling or living in countries of higher risk, Kidnap & Ransom may be provided.
  • Where a Worker’s Compensation type plan is requested, we can design benefits.
  • With travel to high risk countries and concern over the exclusions in the domestic insurance, we can provide benefits designed to cover war or terrorism only.
  • Business Travel plans designed to provide emergency benefits for those who travel extensively.
  • All our programs cover War and Terrorism.
  • Transition Disability for terminated executives.
  • Top-up/High Limit Disability up to $20,000 a month and lump sums up to $5,000,000.
  • We offer an alternative approach to traditional LTD Programs.
  • And other situations where a specialized product, plan design is needed.


Our plans are tailored for the group!

A few of the types of groups we can insure:

  • Mining Companies
  • Not for Profit Groups
  • Engineering Companies
  • Church Missionary Groups
  • Canadian International Development Agency (funded projects)
  • Educational Groups
  • Trade Missions
  • Engineering
  • Construction


For more information on the above products contact Mark Johns at (905) 231-2071 or by submitting an online information request.

For information on any of our products submit an online information request.