Vacant Dwellings & Buildings

Whether it be a short term residential rental which is vacant and seeking tenants, to a newly constructed high value home for sale, our program is designed with flexibility and versatility in mind.

SRIM has a specific program for Vacant Buildings which offers 3 & 6 month policy terms with the option to renew. This program has Premises Liability limits of up to $2,000,000 at competitive premiums starting as low as $500 (plus fee). Broad Form and Replacement Cost is available for some risks. Coverage applies for any uncertainties occurring on the property for all ranges of buildings from residential dwellings, apartments, condominiums, commercial buildings, etc.

We can also consider risks undergoing some renovations, construction or demolition. Dwellings with multiple residential units also qualify.


Types of risks considered

  • Dwellings & Commercial Properties
  • Buildings undergoing renovation
  • Unprotected properties
  • Dwellings held in a corporate name
  • Spec homes
  • High value risks
  • Wreckage / nominal value properties
  • Subscription capacity
  • Vacant condominiums
  • And More!

Program Highlights

  • 3 & 6 month policy terms
  • Premises liability limits of $1,000,000 & $2,000,000 available
  • Monthly extensions Available
  • Minimum premiums starting as low as $500 (plus fee)
  • Competitive premiums, commission levels & policy fees

Industry Leading Enhancements

* available on select risks

  • Replacement cost
  • Water damage / sewer backup sub-limits
  • Vandalism & Malicious Damage sub-limits

For information on any of our products submit an online information request.