SPORTS & ENTERTAINMENT

GOLF COURSES

 

LIABILITY HIGHLIGHTS

  • Professional Liability for Golf Instructors – covers bodily injury or property damage caused by rendering or failing to render professional services as a golf instructor.
  • All golf professionals and staff including employees and volunteers are considered additional insureds.
  • Liability Coverage Up to $100,000,000.00.
  • Directors & Officers Coverage available on request.
  • No sub-limit on Liquor Liability.
  • Non-Owned Auto Liability included.
  • Non Owned Auto Property Damage subject to $500.00 Deductible.
  • Personal Injury Coverage Included.
  • Intentional Injury to protect persons included.
  • Cross Liability Clause included.
  • Legal Liability for members & guests property not held for club storage.
  • Legal Liability for members & guests property held for club storage.
  • Voluntary Compensation Benefits.
  • Forest Fire Fighting Expense.
  • Limited Pollution.
  • $1,000,000 Employers Liability Coverage included with CGL (Ontario).
  • $1,000,000 Employee Benefits – aggregate/claims-made

PROPERTY HIGHLIGHTS

SUMMARY OF COVERAGES

LIMIT OF INSURANCE

Peak Season Increase

25%, up to a maximum limit of $250,000

Exterior Signs (including Street Clocks, Communication Towers,

Antennae and Satellite Receivers)

$50,000

Fire Department Service Charges

$50,000

Fire Equipment Recharge

$50,000

Valuable Papers and Records

$50,000

Accounts Receivable

$50,000

Fine Arts

$50,000

Professional Fees

$25,000

Debris Removal

25% of total amount payable

Money and Securities

$5,000

Arson Award

$10,000

Land/Water Pollution Clean-Up

$50,000 (aggregate)

Lock and Key Replacement

$50,000

Exhibition Floater

$50,000

Personal Property of Officers and Employees

$10,000 any one officer or employee to an aggregate limit of $25,000

Temporary Locations

$50,000

Newly Acquired Locations

$1,000,000 for Buildings $250,000 for Equipment and Stock

Parcel Post

$5,000

Other Transit

$25,000

Property in the Care of a Sales Representative

$10,000

Sales Samples

$25,000

Consequential Loss Assumption Clause / Stock Spoilage

$50,000

Inflation Protection

Included

Blanket Glass

Included - $500 deductible

Removal of Contents

Included

Building By-laws

15% max of Building Value

Installation Floater

$10,000

Roadways, Walkways, Parking Lots

$50,000

Growing Plants, Trees, Shrubs or Flowers

Included

Catch All Clause

$25,000

Building damage by theft

$3,000

Rented Golf Carts a/o Greenskeeping Equipment

$100,000/occ s/t 30 consec days

Expediting Expenses

$25,000

Proof of Loss Preparation Costs

$10,000

Off premises power extension to business interruption

$25,000 (24 hr waiting period)

Building Damage caused by Theft a/o Burglary

$10,000

Tool Floater

$1,000/tool s/t $25,000 ag

Waste Removal

$50,000

Brand and Labels

$25,000



Claims Information

SRIM prides itself on having been recognized as a firm with top quality claims services. We are not afraid to utilize the services of Independent Adjusters. We work directly with the insureds to resolve outstanding claims issues fast.

SRIM maintains “inhouse” claims authority that is sufficient to resolve over 95% of all outstanding claims. The claims authority allows us to issue settlement cheques within 24 hours of resolving the claim.

SRIM allows adjusters to report electronically to “speed” up the claims process and assist in claims resolved “fast”.

We allow the adjusters to negotiate “FAIR” labour rates with Insured when the Insured does clean up and repairs.

We have long standing relationships with Vendors which assists in quick resolution of claims.

 

CONTACTS

NANCY ELBORNE

(604) 694-2803
nelborne@srim.ca
 

 

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