Marine Insurance

Whether you just bought a boat or you’re looking to renew your boat insurance policy we have the information you need to make the best decision to insure your boat.

SRIM launched an online marine program, This program has been specifically designed with the brokers in mind. It maximizes efficiency by decreasing the amount of time needed to get a quote. Within 7-10 minutes brokers can quote, bind, receive the policy, and even give their client the option to pay direct with either Visa or MasterCard.

To Find out more about our online marine program or to register your brokerage for a 20 minute training session please contact our office by phone 1-800-993-6388 or email us at

Vessel Types

  • Cruisers
  • Sailboats
  • Runabouts/Fishing Boats
  • Ski Boats
  • Pontoon Boats
  • Houseboats
  • Trawlers
  • Jet Boats & Riverboats
  • Catamarans
  • High Performance Boats
  • PWC (Jet Skies & Sea Doos)

Vessel Uses

  • Personal
  • Fishing Guides
  • Boat Tours
  • Whale Watching
  • Dive Boats
  • And More!

Program Highlights

  • All-Risk Insurance Coverage
  • Same day quotes & policies
  • Agreed Value: Present Market Value
  • In-House Claims Service
  • Navigational Areas for BC, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, Yukon, Northwest Territories
  • Inland waters of the states of Alaska, Washington, Idaho, Montana, North Dakota, Minnesota, Wisconsin, Michigan, Ohio, Pennsylvania, Vermont, and New York
  • Coverage available for vessels up to $200,000 in value
  • Capacity to write vessels valued over $200,000 by referral
  • Accidental loss or damage of vessels on the water, in storage, and in transport (subject to policy exclusions)
  • Separate $250 deductible for trailers, tenders, auxiliary motors, and personal effects
  • $1,000,000 Protection & Indemnity included with option to increase
  • Pollution Liability included in Standard Protection & Indemnity
  • Coverage for Mechanical Breakdown
  • Uninsured/Underinsured Boater Liability Coverage follows Protection & Indemnity Limit
  • $1,000 Commercial Towing included
  • $5,000 Medical Payments included
  • $10,000 Accidental Death Benefit included
  • $2,500 Personal Effects included (option to increase)
  • Coverage available for Boathouses, Cradle, Stands, or Lifts
  • Coverage for Individuals, Partnerships, and Corporate/Business Owners

SRIM also offers a competitive Marina & Marina Operations Program.

For information on any of our products submit an online information request.