specialty insurance
RENTED DWELLINGS & ROOMING HOUSES
Discover a reliable solution with SRIM’s specialized insurance placement for hard-to-place rented dwellings and rooming houses. We comprehend the distinct challenges these properties pose and provide customized solutions that other markets might shy away from. Our adept team meticulously evaluates each risk, enabling us to devise innovative strategies to guarantee adequate protection. If you are seeking packaged property and liability coverage or need to address liability exposures that exceed others’ appetite, look no further – we’re here to assist you every step of the way. Trust SRIM for unparalleled expertise and tailored insurance solutions tailored to your unique needs.
RENTED DWELLINGS
Regions Written:
British Columbia, Alberta, Manitoba, Saskatchewan, Ontario, Nova Scotia, Prince Edward Island, New Brunswick
RISK APPETITE:
- Stand-Alone
- Unique Construction
- Up To 4 Units
- Prior Losses
- Absentee Landlords
- New & Old Builds
- Rental Schedules
- Auxilary Wood Heat
DISCOUNTS:
- Stand-Alone
- Mortgage Free
- Monitored Burglary Alarm
- Monitored Fire Alarm
- Water Leak Detection
- Tenants Carry Own Insurance
- Long Term Tenants Over 5 Years Claims Free
- Multi Dwelling Schedule (>3)
COVERAGES AVAILABLE:
- Named Perils & Broad Form
- Major Appliances
- Replacement
- Cost
- Rental Value
- Coverage
- Sewer Backup
- Earthquake
- …And More!
ROOMING HOUSES
Regions Written:
British Columbia, Alberta, Manitoba, Saskatchewan, Ontario, Nova Scotia, Prince Edward Island, New Brunswick
Risk Appetite:
- Multi-Unit/Room Occupancy
- Non-Standard Construction
- Multiple Mortgages
- Fully & Semi-Protected
- Update Deficiencies
- Prior Losses
- Student Rentals
- New To Aged Construction
Discounts
- Hard Wired Smoke Detector
- Owner Lives On Premises
- Licensing Approved By Local City Authority
- Monitored ULC Central Station Burglary Alarm
- Monitored ULC Central Station Fire Alarm
- Tenants Carry Tenants Insurance
- Long-Term Tenants Over 5 Years And No Losses
- Monitored Water Leak Detection
- Mortgage-Free
- Multi-Location Discount > 3 Locations
Coverages Available
- Named Perils & Broad Form
- Major Appliances
- Replacement
- Cost
- Rental Value
- Coverage
- Sewer Backup
- Earthquake
- …And More!
