SRIM | Special Risk Insurance Managers

Spa & Salon

specialty insurance

spa & Salon

SRIM has a specific program for Spas and Salons of all types, including Hairdressers, Estheticians, Reflexology/Aromatherapy, Relaxation Massage and Tanning. This industry is constantly changing and SRIM will consider all spa treatments that are provided.

SRIM not only offers Commercial General Liability but also Professional Liability within our program. Property coverage is also available.

Products Liability Insurance is available for salons or spas that sell any retail to customers. SRIM can consider both in-home manufactured products or products sourced from other manufacturers.

PROGRAM HIGHLIGHTS

  • Up to $5,000,000 Commercial General Liability coverage
  • Up to $2,000,000 Professional Liability (Errors & Omissions)
  • $1,000,000 Tenants Legal Liability included
  • $1,000,000 Employer’s Liability included
  • $1,000,000 Employee Benefits (claims made) included
  • $100,000 Voluntary Compensation Benefits included
  • $1,000,000 Sexual Misconduct & Molestation (claims made) included
  • Products coverage available
  • Products Liability available

SPAS / SALONS COVERED

  • Beauty Schools
  • Nail Salons
  • Facials
  • Relaxation Therapies
  • Reflexology/Aromatherapy
  • Tanning
  • Electrolysis
  • Waxing & Laser
  • Permanent Makeup
  • Chemical Peels 
  • Body Wraps
  • Micro Blading & Needling
  • Float Tanks
  • And More!